Terms

1. Acceptance of Terms By downloading and using the Qbit Free Cashflow Forecast (the "Forecast"), you agree to these Terms of Use. If you do not agree, do not download or use the Forecast.

2. Free Use The Forecast is provided free of charge for businesses to use as a cashflow management tool.

3. Support and Customisation Qbit may offer additional features or customisations for the Forecast. These services are **not free** and fees will depend on the scope of work requested.

4. User Responsibility Once downloaded, the Forecast is used entirely at your own risk. Qbit does not accept any liability for any loss, damage, or consequences arising from the use of the Forecast. Businesses must take full responsibility for how they use the Forecast and any decisions made based on it.

5. Intellectual Property The Forecast remains the intellectual property of Qbit. You may not redistribute, resell, or claim it as your own.

6. Limitation of Liability To the fullest extent permitted by law, Qbit excludes all liability for any direct, indirect, or consequential losses arising from the use of the Forecast.

7. Changes to Terms Qbit reserves the right to update or modify these Terms of Use at any time without prior notice.

8. Governing Law These Terms of Use are governed by and construed in accordance with the laws of England and Wales.